Canadian homeowners can save on home insurance while ensuring adequate coverage by following these tips:

1. Compare quotes from multiple insurers for the best rates.
2. Bundle policies for discounts.
3. Consider increasing your deductible to lower premiums.
4. Install security systems for potential discounts.
5. Maintain a good credit score to qualify for better rates.
6. Review coverage annually to reflect changes in your home.
7. Inquire about available discounts.
8. Work with an independent insurance broker for personalized assistance.

These strategies can help manage costs effectively.